Definición
In senior care, Reverse mortgage (HECM) refers to loan paying homeowners 62+ from equity; repaid when they leave the home.
These tools affect who can make medical and financial decisions, how assets are protected, and how care is paid for over many years.
Documents must be executed correctly under state law. For high-stakes decisions — especially when capacity is in question — consult an elder law or estate planning attorney licensed in California.