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Medicare, Medicaid & insurance

Medicare 100-day rule

Up to 100 SNF days per benefit period after a qualifying hospital stay; day 21 starts coinsurance.

  • Glossary

These definitions are plain-language summaries for orientation — not legal or clinical advice. Program rules, eligibility, and rates change. Confirm details on the official sources linked below or on the related Knowledge Hub guides before making decisions.

Definición

In senior care, Medicare 100-day rule refers to up to 100 SNF days per benefit period after a qualifying hospital stay; day 21 starts coinsurance.

Medicare, Medi-Cal, Medicare Advantage, and private plans apply different rules. Coverage often depends on whether care is skilled versus custodial, medical necessity, network status, and the plan year.

Before assuming a service is covered, review your Summary of Benefits, call Medicare or your plan, or speak with a SHIP counselor. Program rules and cost-sharing change frequently.

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